​"Buy Here Pay Here Dallas" is the number one car related search term on Google.With the rising costs of auto loans during these hard times then it is no wonder why. If you are looking for an auto and have bad credit then look at bhph dealers because more than likely this is your only chance. Banks these days will not let you slide if you have bad or no credit because there is not money to go around. They want to be sure you will pay the auto loans on time and cannot take the risk with people who have a previous history of not paying their bills on time. Bank of America is one of those banks who will not take a chance with a bad credit report. Many believe in the phrase " everyone deserves a second chance" but this is not true in the auto industry. Cars are easily resold when repossessed but the value significantly goes down because the car more thank likely returns with dings and dents as well as more miles. Sometimes customer even crash the cars and then they let the finance company repo them. This is why customers with bad credit get a bad repo when it come to purchasing cars. 

This is why buy here pay here was born, to help people in search of cars get approved with no hassle. No games or lies is there motto when it comes to auto approvals. If you have a full time job and proof of residence they will approve you usually with a hefty down payment. The average down payment when buying from a buy here pay here dallas tx dealer is from $500-$1000 dollars. Keep in mind this does not include tax, title and license fees which can run in the hundreds.